Open Enrollment dates are now Nov. 2-19

UNC Charlotte employees who are eligible for insurance benefits have from Saturday, Nov. 2 until Tuesday, Nov. 19 to make State Health Plan and NC Flex benefits elections for the 2020 plan year. This time period is shorter and later than in previous years.

A few highlights:

• Employee state health insurance premiums have not increased.

• If you are enrolled for health coverage under the State Health Plan, you and your eligible dependents will be automatically enrolled in the 70/30 Plan for 2020. If you want to enroll in the 80/20 Plan, you must actively enroll during Open Enrollment.

• If you want to reduce your premium under any of the plans offered by the State Health Plan, you MUST complete your tobacco attestation by Nov. 19, 2019. If you fail to take action during Open Enrollment, your monthly premiums will be considerably higher in 2020. If you attest you are a tobacco user and agree to visit a CVS MinuteClinic to satisfy your credit, you must fulfill that visit by Dec. 31, 2019.

• The Flexible Spending Accounts (FSAs) require re-enrollment every year, so if you want to participate in either or both of the FSAs, you must make your election during Open Enrollment. Don’t forget, any unused Health Care FSA funds in your account at the end of the calendar year, up to $500, will be rolled over into the next plan year as long as you have a minimum balance of $25.

  • The 2020 Health Care FSA maximum annual contribution limit is $2,700.

  • The 2020 Dependent Day Care FSA maximum annual contribution is $5,000.

• If you aren’t enrolled currently in Vision coverage, you can enroll in the Core Vision Plan at no cost. It provides a wellness exam for $20 plus discounts on materials.

For more information and additional resources, visit the University of North Carolina System’s website and UNC Charlotte’s Open Enrollment webpage.

Story: Jordan Estabrook
Photography: NiCole Lynch